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WIC RECOVERY & RESTORATION

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Water Damages

Sometimes a small leak can turn into a major headache and your insurance policy may or may not cover the leak depending on its source. At WIC Recovery & Restoration, we are property damage experts with years of experience handling water damage issues regardless of the source.

Water damage can be caused by visible or hidden pipe breaks, pipe breaks below the slab, pipe bursts, shower pan leaks, broken pipes, backed up air conditioning lines, hot water heater line breaks, ice maker supply line breaks, overflowing shower, toilet or sink, among others. It can also result from roof leaks following severe storms.

These issues can lead to very costly damage to your property. When we inspect your property, we use sophisticated infrared technology to exactly determine the source of the leak, providing a valuable claim evidence. Often we find damage, your insurance company will miss.

Fire Damages

Fire damage claims range from small-scale fires such as kitchen fires to entirely burn down structures or worse. It’s not a simple task to mitigate damages caused by fire due to carbon monoxide traveling through the air. Carbon monoxide is an odorless but toxic gas that pollutes the air and can damage the lungs.

Due to its the unpredictability of a fire damage site, it’s truly best to leave these tasks to the professionals. Apart from deadly fumes and thick smoke, fires may have died down from the initial flames, but it is not uncommon for cinders and hidden fires to re-ignite and further damage your property or threaten your safety.

Natural Disaster Damages

Tropical windstorms, thunderstorms, tornadoes, hurricane, and floods, in Florida you’re bound to run into mother nature’s fury. It’s a well-known fact that Florida’s tropical climate and its proximity to water makes for seasonal disaster; hurricane season. As a homeowner, hurricane damage is the greatest threat to your safety and the stability of your residence. We act quickly to restore your residence and your life back to its normal state while saving

Mold Damages

Mold is everywhere and has been around forever and was never more than a maintenance problem in the past. So why does it make building owners, managers, landlords, and tenants quake at the mere mention of the word? Because if it is not prevented, contained, or remediated properly, the consequences for property owners can be grave, seriously ruining not only their financial standing but their reputations as well.

General Liability and Property policies will sometimes include coverage for mold, but the limits that are offered often will not even pay for investigative costs, let alone remediation costs. In addition, some of these policies have maintenance exclusions and will not cover mold caused by water from condensate or humidity. Environmental insurance policies often include coverage for mold as part of the definition of “pollutants” or “pollution conditions”. Even if they don’t include it, coverage is typically available via endorsement of the forms.

But coverage for mold is only one part of a comprehensive mold management approach. The other important component is having a mold management plan that is utilized by entities so that personnel is aware of mold problems before they become health issues for tenants or building personnel. Often, mold can be cleaned up before it becomes a health hazard and in some cases through cleaning with bleach and water. But in other cases, particularly if the source of the mold growth cannot be identified, it can become a persistent, costly challenge.

 

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